.Union Finance Minister Nirmala Sitharaman3 minutes read through Last Improved: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Management Official Nirmala Sitharaman declared that the government targets to open up over 30 thousand new PMJDY accounts during the course of 2024-25.Briefing media reporters, Sitharaman revealed that since August 14, 2024, a total amount of 531.3 million Jan-Dhan accounts have actually been opened due to the fact that the scheme's launch a decade ago, along with a cumulative deposit difference of Rs 2.3 trillion.The average remainder per profile has boosted from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. Roughly 80 percent of these profiles are actually currently energetic." PMJDY has actually played a vital job during the course of the global, especially for girls," said Sitharaman.Even with the allowance for absolutely no harmony as well as the absence of a minimal harmony requirement, simply 8.4 per cent of the profiles maintain a zero harmony. The plan has been particularly helpful in non-urban and also semi-urban areas, where 66.6 percent of the profiles are located.Since August 14, 2024, girls account holders stand for 55.6 per-cent of the complete accounts, amounting to 295.6 million accounts, according to the Administrative agency of Money management.
Presently, 99.95 per cent of all populated villages possess financial locations offered within a 5-kilometre distance with various touchpoints, including bank divisions, automated bank clerk machines, financial contributors, and also India Message Remittances Bank.Since August 14, 2024, there more than 1.73 billion surgical CASA (bank account savings account) profiles in the nation, consisting of more than 530 million surgical PMJDY accounts.Regarding social security schemes, Sitharaman highlighted that over 200 million increasing enrolments have actually provided life insurance policy protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, along with a yearly superior of Rs 436.Furthermore, over 450 thousand increasing enrolments have actually provided one-year unintended cover of Rs 2 lakh (for fatality or even long-term total special needs) and Rs 1 lakh (for long-lasting partial special needs) under the Pradhan Mantri Suraksha Bima Yojana, with a premium of Rs twenty yearly.The Atal Pension Yojana has actually registered over 68 million clients.In regards to credit-linked plans, Sitharaman reported that under the Pradhan Mantri Mudra Yojana, 489.2 million increasing loans amounting to Rs 29.93 trillion (as of July 12, 2024) have actually been approved to give collateral-free institutional finance to mini and also small company units as much as Rs 10 lakh for income-generating tasks.Under the Stand Up India System, 236,000 increasing lendings totalling Rs 53,609 crore (as of July 15, 2024) have been actually accredited to Arranged Caste, Scheduled Tribe, and women business people for establishing greenfield ventures.In addition, the Pradhan Mantri SVANidhi plan has actually sanctioned car loans worth Rs 12,630 crore to 6.52 thousand road providers since August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) released on August 28, 2014.u00b7 PMJDY cumulative down payment balance of Rs 2.3 mountain.u00b7 There more than 1.73 billion personnel CASA profiles.u00b7 Ladies account owners make up 55.6% of overall profiles.1st Published: Aug 27 2024|9:37 PM IST.